Orthodontic treatment in St. Petersburg typically ranges from $3,500 to $7,500 depending on the type of treatment, case complexity, and length of treatment. Braces tend to be the most affordable fixed option, while Invisalign® is priced comparably in most cases. At SPOCS Orthodontics, Dr. Mansour provides a complete cost estimate at your complimentary consultation — before any commitment is required.
What Does Orthodontic Treatment Cost in St. Petersburg?
Orthodontic treatment costs vary based on several factors — most importantly, the type of treatment and the complexity of the case. Here’s a general overview of typical ranges at SPOCS Orthodontics in St. Petersburg:
| TREATMENT | TYPICAL RANGE | WHAT AFFECTS THE COST |
| Metal Braces | $3,500 – $5,500 | Case complexity, treatment length, patient age |
| Clear (Ceramic) Braces | $4,000 – $6,000 | Same as metal braces + ceramic bracket premium |
| WildSmiles® Designer Braces | $3,500 – $5,500 | Same as metal braces — designer brackets included |
| Invisalign® | $4,500 – $7,000 | Case complexity, number of aligners, refinements needed |
| Phase 1 (Early Treatment) | $2,000 – $3,500 | Type of appliance, treatment duration |
| Retainer Program | $750 (5-year program) | Flat fee — replaces at $50 per retainer (regular $225) |
| Philips Zoom™ Whitening | $500 | Flat fee at treatment completion or standalone |
These are general ranges — your specific investment is determined by your case. The only accurate number is the one Dr. Mansour gives you at your consultation after reviewing your imaging.
What’s Included in the Treatment Fee at SPOCS
Every SPOCS treatment fee includes:
- all adjustment appointments for the duration of treatment
- initial retainers at end of treatment • emergency visits for broken brackets or loose wires
- CEPH and panoramic imaging at the consultation (no charge)
- iTero digital scan when indicated. There are no hidden fees.
One practical note before you start: Dr. Mansour recommends that patients have had a dental cleaning within the last 6 months before beginning treatment. Active decay or gum issues are not included in the orthodontic treatment fee — and they’re harder to treat once braces are in place. A clean bill of dental health before you start protects both your teeth and your treatment investment.
What Factors Affect the Cost of Orthodontic Treatment?
The biggest drivers of orthodontic treatment cost are:
- Case complexity — straightforward alignment issues cost less than complex bite corrections involving significant jaw movement
- Treatment type — metal braces are the most cost-effective fixed option. Clear ceramic brackets carry a modest premium of approximately $500 more than metal at the case fee level. Invisalign® is priced comparably to braces in most cases
- Treatment length — longer treatment requires more appointments and may require more aligner trays or refinements
- Patient age — Phase 1 treatment for children is a separate fee from Phase 2; adult cases are not priced differently based on age alone
- Imaging requirements — CEPH and panoramic imaging are included in the consultation at no charge; CBCT 3D imaging is $250 when clinically indicated for complex cases
At SPOCS, every fee is presented in full at the consultation — including what’s included and what isn’t. There are no surprises at the end of treatment.
Does Insurance Cover Orthodontic Treatment?
Many dental insurance plans include an orthodontic benefit — typically a lifetime maximum per covered individual, commonly ranging from $1,000 to $2,500. This benefit applies once per lifetime and is separate from your annual dental maximum.
SPOCS coordinates with your insurance provider to apply your orthodontic benefit directly to your treatment fee before financing the remaining balance through OrthoFi. At your consultation, our treatment coordinator will verify your benefits and model out your out-of-pocket cost after insurance.
Not all plans cover adult orthodontic treatment — many cover only patients under 18 or 19. Check your specific plan details or ask our team to verify your coverage at your consultation.
How Does OrthoFi Financing Work at SPOCS?
SPOCS uses OrthoFi as its exclusive financing platform — an orthodontic-specific system that handles the financial side of treatment so you can focus on the clinical side.
OrthoFi automatically verifies your insurance benefits, applies them toward your balance, and files claims on your behalf — no paperwork, no guesswork, no chasing your insurance company. What you owe is presented clearly before treatment begins.
- Automatically verifies your insurance benefits and applies them toward your balance
- Files insurance claims on your behalf — no paperwork on your end
- $500 minimum down payment, with flexible monthly payment plans that align with your treatment timeline
- No hidden fees — the total investment is presented before any commitment is made
- Online account management and autopay available
SPOCS does not offer CareCredit or other third-party financing. OrthoFi is the sole financing option. From there, you choose a monthly payment plan that aligns with your treatment timeline using OrthoFi’s interactive payment tool. FSA and HSA funds are accepted and can be applied as a lump-sum payment toward your balance, reducing your monthly payment.
How Can I Use FSA or HSA Funds for Orthodontic Treatment?
Orthodontic treatment is a qualifying medical expense under IRS guidelines, which means you can pay for braces, Invisalign®, Phase 1 treatment, and retainers using pre-tax dollars from a Flexible Spending Account (FSA) or Health Savings Account (HSA).
Depending on your combined federal and state tax rate, using FSA or HSA funds effectively reduces your orthodontic cost by 20 to 35%. If you have an FSA with a year-end use-it-or-lose-it deadline, applying those funds toward a down payment or toward the retainer program is a smart way to maximize your pre-tax benefit before the balance expires.
Ask our treatment coordinator about structuring your payment plan to incorporate FSA or HSA funds at your consultation.
Is There a Difference in Cost Between Braces and Invisalign®?
In most cases at SPOCS, the difference between braces and Invisalign® is modest — typically $500 to $1,000 more for Invisalign® at the case fee level, before insurance and financing. After OrthoFi financing, the monthly difference often narrows to $30 to $60 per month.
For adults in professional roles or teens who are strongly motivated by the discretion of clear aligners, that difference is frequently considered worthwhile. For families prioritizing value, metal braces deliver equivalent clinical outcomes at a meaningfully lower price point.
The right treatment is the one that’s clinically appropriate for your case and fits your priorities and budget. Dr. Mansour will present both options with their costs at the consultation so you can make an informed decision.
What Is the Best Way to Get an Accurate Cost Estimate?
Come in for a complimentary consultation. It’s the only way to get a cost estimate that’s specific to your case — your complexity, your treatment type, your insurance benefit, and your financing options all in one clear picture.
The consultation includes CEPH and panoramic imaging at no charge, a full clinical assessment by Dr. Mansour, and a treatment presentation with cost estimates for each applicable option. Our treatment coordinator walks through financing, insurance coordination, and FSA/HSA options before you leave. No referral needed, no obligation to proceed.
Book your complimentary consultation at SPOCS — includes CEPH + PANO imaging and a full cost estimate at no charge. Call 727-242-8000 or schedule online. No referral needed.
